Shavua Tov! Just because you were beaten with insult, that doesn't mean that you're beat, by no means! Here's first aid to put you back on your feet.

Here are two minutes about the key to self-composure, happiness and sanity.  Listen - you'll be glad you did.

With COVID lockdowns and unemployment, many people are having a rough time. They can barely afford the the weekly food bill, much less the electric bill and the mortgage. One would think that Chanukah would fill everyone's heart with joy, but many ask, “How can we afford Chanukah gifts?” 

Let's set the record straight: “Gifts”, from a Jewish standpoint, is part of Purim, not Chanukah. Even then, the gifts consist of food baskets to friends and money to the poor. Gifts on Chanukah are an imitation of the non-Jewish custom at this time of the year. The real celebration of Chanukah is lighting candles and singing songs of praise and thanksgiving to Hashem. So, it's definitely not a mitzva to go into more credit-card debts by buying gifts for Chanukah. 

A couple I knew suffered from acute financial difficulties. Neither husband nor wife lived on a budget or knew how to plan one. They were buying Chanukah gifts left and right – on credit, of course, with the false type of emuna that says, “Hashem will provide.” Meanwhile, they continued spending money they didn't have, indiscriminately on frills and needless items. That was really unfortunate, especially in light of the fact that the husband and wife were quite compatible. If Hashem put them under the chuppa together, then they are surely soulmates. They didn't have to be miserable, especially when some simple guidance could help them be happy.

The Talmud is well aware of the havoc that money problems create in a marital relationship. Our sages said that "Whenever a woman lacks wheat in her silo, she immediately screams". No wife enjoys looking at bare cupboards.

To help folks with money problems to sleep more peacefully at night, I made a list of some important pointers for avoiding financial trouble, not only during Chanukah, but all year long:

1. Sit down with your spouse and make a list of all your monthly income and expenses.
2. Arrange your expenses in order of priority, highest to lowest.
3. If your expenses exceed the income, start deleting the lowest priority expenses until you balance the budget. That includes the Chanukah gifts you can't afford.
4. Don't use charge cards and don't buy on credit unless you have money in the bank to back up your purchases. Credit cards should be used only as a means for not having to carry around a lot of cash. What's more, credit purchases are questionable according to religious law, because of interest payments. 
5. Avoid impulse buying; look at all the junk you've accumulated over the years, and think about how many things you purchased on a whim, that really add nothing to your life. Sell or get rid of whatever you don’t need in the service of Hashem.
6. Remember that The Almighty gives you everything you need in life; But, He does not provide you with a stipend for "keeping up with the Jones". Spiritually, debt stems from things you don't really need.
7. Our sages teach that "Happy is the person who is satisfied with what he/she has". Don't expect material possessions to satiate spiritual or emotional hunger.
8. Try walking and using public transportation. Try getting rid of the extra car, you'll save time, money, and improve your health. If you live in the city, you probably don't need a car at all.
9. Don't save on Jewish education - the Talmud promises that you'll be refunded to the last cent. The message of Chanukah is to shun Hellenism and to educate our children in the way of our holy forefathers.
10. Give at least 10% of your net income to charity. The Almighty is more than happy to give you $1,000,000 when He knows that you'll give $100,000 to charity.
11. Eat naturally; by cutting out fast food, convenience food and manufactured food you;ll save tons of money and better your health.
12. Teach your children to perform household and garden chores; let them earn their spending money. It's great for their education and saves on domestic help. Unspoiled kids are less likely to fall into financial trouble when they grow up.
13. Husbands – honor and respect your wives! This Gemara promises that this will will make you rich. 
14. Never lose your temper, especially on Chanukah. Anger causes financial difficulties. Rebbe Nachman teaches that oftentimes when a person is about to receive riches, he or she is tested with anger. If they pass the test and don’t lose their temper, they are rewarded with a gift of abundance from Above.

May you be blessed with a wonderful income and a continued Happy Chanukah!

Shavua Tov! The world is utterly confused between narcissism, a definitely undesirable trait, and loving yourself, which is a key to your happiness, success and emotional health in addition to being the vital element in your relationship with yourself, with others and with the Creator. Since the feelings of inadequacy and that you're not good enough are a worse pandemic than COVID-19, it's vital that we learn how to love ourselves. Let's get started:

Thanks to our esteemed donors, may Hashem bless them, you may download the mp3 of this lesson free of charge and share it with anyone you like.

Your intended soul-mate, or that of your child, seems off the radar right now. But don't worry - this is the time of year that's conducive for meeting your match. Today's podcast tells an amazing story about a young man who lost hope of ever finding his bride, until he went to see Rabbi Chaim Kanievski shlit'a...

Today's lesson is a 3-in-1: This week's Torah portion, Nine Days and Tisha B'Av. But even more important, it shows how to turn life's difficulties into major successes. Enjoy and have a lovely Shabbat!

The Creator gave you the power to attain greatness. If you haven't yet done that, it's not because you lack talent and ability; it's simply because you haven't yet channeled your power in the right direction. Today's podcast is a must-hear for your realization of potential and personal development. Enjoy, and have a lovely Shabbat!

Enough of the guilt! Some things are worse than COVID-19: one of them is the terrible tendency people have to blame themselves for things that go wrong in life. But, as opposed to COVID-19, we have a fool-proof remedy for self-blame that we learn in today's podcast.

Stop Blaming Yourself from lazerbrody on Vimeo.

Why are so many good and upright people dying in the Corona pandemic? Is there anything one can do to protect himself from severe judgments? How could a person be his own worst enemy? Today's podcast could potentially save people from making disastrous mistakes.

Shavua Tov! Today's podcast is an emotional rescue squad for anyone who is feeling down, especially in trying to cope with today's challenges.